LifeRing - Contact Us

Questions? Call: 800-223-8337

If you have questions or would like more information, please call us toll free. Our customer care associates are available Monday through Friday, 8:00 A.M. to 5:00 P.M., Central Standard Time.

Plan Administrator:

AmWins Group Benefits
P.O. Box 152501
Irving, TX 75015-2501
Phone: 800-223-8337
Email: irvcustomerservice@amwins.com

Residents of Puerto Rico:

Please send your completed application to:
Global Insurance Agency, Inc.
P.O. Box 9023919
San Juan, PR 00902-3918

Underwritten by:

New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
NAIC #66915
On Policy Form G-10658-0/GMR-FACE

Domiciled in the State of New York, New York Life is licensed / authorized to transact business in all of the 50 United States, District of Columbia, Puerto Rico, and Canada.

Your Credit Union incurs costs in providing oversight and administrative support for this sponsored plan. To provide and maintain this benefit, it is reimbursed for these costs. The sponsoring Credit Union also receives a fee in connection with the plan, which is applied to help support all member services.

Insurance Amounts $100,000-$249,000
Current 2016 Annual Rates per $1,000
Issue Age	Preferred	Select	Standard	Preferred	Select	Standard
	MALE			FEMALE
20	1.03	1.17	2.85	0.93	1.06	2.43
21	1.03	1.17	2.85	0.93	1.06	2.43
22	1.03	1.17	2.85	0.93	1.06	2.43
23	1.03	1.17	2.85	0.93	1.06	2.43
24	1.03	1.17	2.86	0.93	1.06	2.43
25	1.03	1.17	2.86	0.93	1.06	2.43
26	1.03	1.17	2.88	0.93	1.06	2.43
27	1.03	1.17	2.88	0.93	1.06	2.43
28	1.03	1.17	2.89	0.93	1.06	2.44
29	1.03	1.17	2.92	0.93	1.06	2.44
30	1.03	1.17	2.94	0.93	1.06	2.49
31	1.03	1.17	2.94	0.93	1.06	2.49
32	1.03	1.17	2.94	0.93	1.06	2.49
33	1.03	1.17	2.94	0.93	1.06	2.49
34	1.03	1.17	2.94	0.93	1.06	2.49
35	1.03	1.17	3.03	0.93	1.06	2.53
36	1.05	1.21	3.16	0.94	1.09	2.65
37	1.08	1.26	3.36	1.00	1.14	2.85
38	1.14	1.30	3.57	1.05	1.20	3.07
39	1.20	1.38	3.87	1.09	1.27	3.36
40	1.26	1.45	4.17	1.15	1.33	3.60
41	1.32	1.54	4.56	1.23	1.44	3.87
42	1.41	1.66	5.01	1.30	1.53	4.14
43	1.50	1.77	5.52	1.41	1.65	4.47
44	1.59	1.92	6.07	1.50	1.75	4.78
45	1.74	2.07	6.64	1.57	1.87	5.14
46	1.89	2.23	7.30	1.68	1.96	5.52
47	2.05	2.43	8.01	1.75	2.08	5.92
48	2.20	2.64	8.76	1.84	2.20	6.36
49	2.41	2.86	9.54	1.95	2.32	6.79
50	2.62	3.13	10.32	2.07	2.49	7.24
51	2.85	3.40	11.08	2.20	2.62	7.71
52	3.06	3.69	11.82	2.37	2.79	8.19
53	3.30	4.02	12.60	2.53	2.95	8.68
54	3.60	4.36	13.47	2.71	3.15	9.19
55	3.88	4.75	14.47	2.89	3.37	9.72
56	4.23	5.16	15.60	3.06	3.60	10.18
57	4.56	5.59	16.78	3.24	3.82	10.63
58	4.98	6.07	18.13	3.40	4.11	11.11
59	5.44	6.63	19.72	3.63	4.39	11.73
60	5.98	7.30	21.57	3.90	4.77	12.54
61	6.60	8.05	23.59	4.26	5.20	13.57
62	7.26	8.94	25.78	4.66	5.67	14.82
63	8.04	9.93	28.36	5.14	6.24	16.24
64	8.95	11.05	31.51	5.67	6.84	17.83
Child Benefits: 6 mos through age 19 (23 full time student) = $4,000; 14 days to 6 mos = $1,000. Annual rate for all children (regardless of how many) = $15.00
All Montana residents pay Male rates for all categories.

Insruance Amounts $250,000-499,000
Current 2016 Annual Rates per $1,000
Issue Age	Preferred	Select	Standard	Preferred	Select	Standard
	MALE			FEMALE
20	0.69	0.82	2.47	0.60	0.72	2.08
21	0.69	0.82	2.47	0.60	0.72	2.08
22	0.69	0.82	2.47	0.60	0.72	2.08
23	0.69	0.82	2.47	0.60	0.72	2.08
24	0.69	0.82	2.50	0.60	0.72	2.08
25	0.69	0.82	2.50	0.60	0.72	2.08
26	0.69	0.82	2.52	0.60	0.72	2.08
27	0.69	0.82	2.52	0.60	0.72	2.08
28	0.69	0.82	2.53	0.60	0.72	2.10
29	0.69	0.82	2.55	0.60	0.72	2.10
30	0.69	0.82	2.58	0.60	0.72	2.11
31	0.69	0.82	2.58	0.60	0.72	2.11
32	0.69	0.82	2.58	0.60	0.72	2.11
33	0.69	0.82	2.58	0.60	0.72	2.11
34	0.69	0.82	2.58	0.60	0.72	2.11
35	0.69	0.82	2.67	0.60	0.72	2.17
36	0.70	0.87	2.79	0.61	0.76	2.29
37	0.72	0.90	2.97	0.64	0.79	2.47
38	0.76	0.96	3.19	0.70	0.85	2.71
39	0.79	1.03	3.48	0.76	0.91	2.97
40	0.85	1.11	3.79	0.81	0.99	3.21
41	0.91	1.20	4.17	0.88	1.08	3.48
42	1.03	1.30	4.60	0.96	1.17	3.75
43	1.14	1.41	5.10	1.05	1.29	4.06
44	1.24	1.56	5.64	1.14	1.39	4.39
45	1.38	1.69	6.21	1.23	1.50	4.74
46	1.50	1.86	6.84	1.32	1.60	5.10
47	1.63	2.07	7.54	1.39	1.72	5.49
48	1.75	2.26	8.26	1.48	1.84	5.91
49	1.92	2.47	9.03	1.57	1.95	6.34
50	2.10	2.73	9.79	1.68	2.10	6.78
51	2.32	3.01	10.54	1.81	2.25	7.23
52	2.58	3.30	11.26	1.98	2.41	7.71
53	2.85	3.60	12.03	2.13	2.58	8.20
54	3.15	3.94	12.90	2.32	2.77	8.68
55	3.48	4.33	13.86	2.50	2.97	9.21
56	3.81	4.74	14.95	2.67	3.19	9.67
57	4.15	5.11	16.12	2.82	3.42	10.11
58	4.54	5.61	17.46	3.01	3.70	10.57
59	5.01	6.15	19.00	3.22	3.99	11.17
60	5.53	6.79	20.82	3.49	4.29	11.97
61	6.15	7.56	22.78	3.85	4.77	12.99
62	6.85	8.46	24.93	4.27	5.23	14.20
63	7.63	9.43	27.45	4.77	5.79	15.58
64	8.52	10.56	30.60	5.28	6.36	17.14
Child Benefits: 6 mos through age 19 (23 full time student) = $4,000; 14 days to 6 mos = $1,000. Annual rate for all children (regardless of how many) = $15.00
All Montana residents pay Male rates for all categories.

Insurance Amounts $500,000-$1,000,000
Current 2016 Rates per $1,000
Issue Age	Preferred	Select	Standard	Preferred	Select	Standard
	MALE			FEMALE
20	0.61	0.76	2.38	0.52	0.66	1.99
21	0.61	0.76	2.38	0.52	0.66	1.99
22	0.61	0.76	2.38	0.52	0.66	1.99
23	0.61	0.76	2.38	0.52	0.66	1.99
24	0.61	0.76	2.40	0.52	0.66	1.99
25	0.61	0.76	2.40	0.52	0.66	1.99
26	0.61	0.76	2.41	0.52	0.66	1.99
27	0.61	0.76	2.41	0.52	0.66	1.99
28	0.61	0.76	2.44	0.52	0.66	2.01
29	0.61	0.76	2.46	0.52	0.66	2.01
30	0.61	0.76	2.47	0.52	0.66	2.02
31	0.61	0.76	2.47	0.52	0.66	2.02
32	0.61	0.76	2.47	0.52	0.66	2.02
33	0.61	0.76	2.47	0.52	0.66	2.02
34	0.61	0.76	2.47	0.52	0.66	2.02
35	0.61	0.76	2.56	0.52	0.66	2.08
36	0.63	0.79	2.68	0.54	0.69	2.20
37	0.66	0.82	2.86	0.58	0.72	2.38
38	0.69	0.88	3.07	0.63	0.78	2.61
39	0.72	0.96	3.36	0.69	0.85	2.86
40	0.78	1.03	3.67	0.73	0.91	3.10
41	0.85	1.11	4.05	0.81	1.00	3.36
42	0.96	1.23	4.47	0.88	1.09	3.63
43	1.06	1.33	4.95	0.97	1.20	3.93
44	1.17	1.47	5.49	1.06	1.32	4.26
45	1.29	1.62	6.04	1.15	1.42	4.60
46	1.42	1.77	6.67	1.24	1.53	4.95
47	1.54	1.98	7.36	1.32	1.63	5.34
48	1.66	2.17	8.08	1.39	1.75	5.76
49	1.83	2.38	8.83	1.48	1.86	6.18
50	2.01	2.64	9.58	1.60	2.01	6.61
51	2.22	2.89	10.30	1.72	2.14	7.06
52	2.47	3.18	11.02	1.89	2.31	7.53
53	2.74	3.49	11.77	2.04	2.47	8.01
54	3.04	3.82	12.61	2.22	2.67	8.49
55	3.36	4.20	13.57	2.40	2.86	9.00
56	3.69	4.60	14.64	2.56	3.07	9.45
57	4.02	4.96	15.81	2.73	3.31	9.88
58	4.42	5.46	17.11	2.89	3.58	10.35
59	4.86	5.98	18.63	3.12	3.87	10.93
60	5.38	6.63	20.41	3.39	4.17	11.71
61	5.98	7.38	22.36	3.73	4.63	12.72
62	6.69	8.25	24.46	4.15	5.10	13.92
63	7.45	9.22	26.94	4.63	5.64	15.27
64	8.32	10.32	30.03	5.13	6.21	16.80
Child Benefits: 6 mos through age 19 (23 full time student) = $4,000; 14 days to 6 mos = $1,000. Annual rate for all children (regardless of how many) = $15.00
All Montana residents pay Male rates for all categories.